FD Calculator - Calculate Fixed Deposit Returns Instantly

Calculate your Fixed Deposit maturity amount, interest earned, and view detailed growth projections

FD Parameters

₹10K₹1 Cr
%
1%15%
1 Year20 Years
Maturity Amount
₹0
Interest Earned
₹0

Growth Projection

Yearly Growth

Amount Breakdown

Yearly Breakdown

YearPrincipalInterestTotal Value

Thinking about investing in a Fixed Deposit or about how much your maturity amount will be? Our FD Calculator can help you calculate your maturity values, interest earned, and year-wise growth estimates in just a few seconds. Use this to inform your decision making and compare FD investment options before investing money.

FD Calculator

What is an FD Calculator?

An FD Calculator, is simply an online calculator that helps you calculate your fixed deposit precisely, or the precise amount you will receive at the end of your deposit tenures.

By entering the principal amount, tenure, rate of interest, and compounding frequency, the FD Calculator can show you instantaneously:

The maturity amount you will get at the end of the investment period.
The total interest earned during the tenure.
A yearly breakdown of your FD growth.
A visual graph of how your money grows over time.

How to Use the FD Calculator?

Using our FD Calculator is very simple. Follow these steps:

1.
Enter the Principal Amount (the amount of money you want to invest).
2.
Choose the Rate of Interest (%) offered by the bank.
3.
Select the Tenure (investment term in years).
4.
Select one of the compounding frequency options - Monthly, Quarterly, Half-Yearly, or Yearly.
5.
The FD Calculator provide you with both the Maturity Value and Interest Earned instantly.

Benefits of Using Our FD Calculator

Quick Results - Get instant maturity and interest calculations.
Accurate Projections - See exact yearly growth with charts.
Compare Options - Change tenure or interest rate to find the best FD scheme.
Free to Use - No registration required, use our FD Calculator unlimited times.
Financial Planning - Helps you plan investments and returns effectively.

Example Calculation with FD Calculator

Suppose you invest ₹1,00,000 for 5 years at an interest rate of 7.5% compounded quarterly. Using our FD Calculator, your results will be:

Maturity Amount:₹1,44,995
Interest Earned:₹44,995
Growth Projection:Yearly breakdown of how your money increases.

This shows how powerful an FD investment can be for safe and guaranteed returns.

Why use an online FD Calculator?

Manual calculations for FDs are slow and more susceptible to errors.
Different banks use different compounding (quarterly, monthly, yearly), and the FD Calculator will change automatically.
It allows you to easily compare more than one FD scheme before you invest.

FAQs

The FD Calculator is to find out the maturity amount and the interest amount on a Fixed Deposit based on the investment amount, tenure, interest rate and compounding frequency.

Yes, our FD Calculator is highly accurate as it uses the standard compound interest formula used by banks and financial institutions.

Yes, you can enter the interest rates offered by different banks into the FD Calculator to compare maturity values and returns.

No, the FD Calculator will show only gross maturity value. And, you have to calculate separately the tax deducted at source or income tax if applicable.

Yes, FD calculator works equally well for any tenure from 1 year to 20 years as per your investment plan.

Yes, you can use our FD Calculator 100% free and use it as many times as you need to plan your FD investments.