Lumpsum Calculator
Calculate the future value of your one-time investment. Estimate returns, account for inflation, and plan your financial goals.
Investment Details
Investment Results
Growth Comparison
Value Growth Projection
Investment Insights
Your investment could grow to ₹0 in 10 years, earning ₹0 in interest due to compounding.
After accounting for 6% inflation, your investment's real value would be ₹0.
About Lumpsum Investments
A lumpsum investment involves investing a significant amount of money all at once. It's ideal for those who have a large sum available and want to potentially benefit from long-term market growth.
Related & Other Popular Calculators, Tools
Being smart in how you invest is the best way to build wealth for the long term. A Lumpsum Calculator is particularly useful in estimating what the value of your one-time investment may be in the future! This is accomplished by calculating returns, adjusting for inflation and seeing how the value of your investment may evolve over the years.
You may be making a lumpsum investment into mutual funds, fixed deposits, and/or other financial instruments but the goal remains the same in regards to successfully planning your financial goals.
What is a Lumpsum Calculator?
A Lumpsum Calculator is a financial tool that can help determine the maturity amount of a one-time investment made for a certain period of time at a presumed rate of return. A lumpsum investment means that you invested all of your funds at one time, leaving less ambiguity calculating returns. This is in contrast to a SIP (Systematic Investment Plan) where there are smaller or periodic investments.
A lumpsum investment makes it a little easier to project future returns with the investment details and you can also easily conceptualize how your investment may grow with compounding returns.
By entering details such as:
the Lumpsum Calculator gives you an estimated future value along with inflation-adjusted returns.
How Does a Lumpsum Calculator Work?
The Lumpsum Calculator works on the compound interest formula:
Future Value ( FV ) = P x ( 1 + r / n ) ^ ( n x t )
Where:
For example, if you invest ₹5,00,000 for 10 years at an expected return of 12% per annum, Lumpsum calculator will let you know the expected future value should be ₹15,52,924. This amount includes interest earned, as well as an inflation adjusted amount so, you can become a best investor.
Advantages of Using a Lumpsum Calculator
Reasons to use our Lumpsum Calculator:
Our Lumpsum calculator is the best, accurate, and easy to use. While it just shows the future value of your investment, it provides an in-depth comparison of how a ₹5,00,000 investment will grow with growth projections with and without inflation. When you look at the value growth projection chart you can easily visualize how your money grows year by year.
FAQs
Lumpsum Calculator is a tool to calculate future value of a initial investment by estimating return based on the investment amount, time period and return expected.
Lumpsum Calculator is for one time investments; whereas a SIP Calculator is for making regular monthly investments.
Yes, our Lumpsum Calculator includes an inflation rate option to calculate real returns after adjusting for inflation.
No, the Lumpsum Calculator provides estimated results based on the expected return rate. Actual returns depend on market performance.
Anyone who is planning to make long-running investments into investment funds, Fixed Deposits, Bonds or other types of financial instruments may use a Lumpsum Calculator to estimate what returns should be expected.
It is very accurate for estimating returns based on the inputs provided; however, the final result could be different in real time due to performance of market conditions or fund performance.
Note: This calculator provides estimates only. Actual returns may vary based on market conditions.