NPS Calculator - National Pension System
Plan your retirement with the National Pension System. Estimate your returns and pension amount based on your contributions.
Contribution Details
Investment Summary
Maturity Value
Estimated Monthly Pension
Growth Projection
Tax Benefits
- 1Additional deduction of ₹50,000 under Section 80CCD(1B)
- 2Up to 10% of salary (Basic + DA) under Section 80CCD(1)
- 3Employer contribution up to 10% of salary under Section 80CCD(2)
NPS Advantages
- ✓Low-cost pension scheme regulated by PFRDA
- ✓Flexibility to choose investment options and fund managers
- ✓Portable across jobs and locations
Related & Other Popular Calculators, Tools
When it comes to Financial Planning, retirement planning is probably one-of-the-most important decisions one can take. Our NPS Calculator will help you understand how much corpus you will build from your contributions (monthly/yearly) and what you will get as a pension amount, and total returns from the National Pension System (NPS).
Our best NPS Calculator helps you easily calculate the future corpus by providing a contribution amount, investment period, and expected rate of return – this will help with easier financial planning and decision making for all future contributions related to retirement savings.

How to use NPS Calculator?
The NPS Calculator works by taking into account three important inputs:
Once you enter these details, the NPS Calculator instantly provides:
Benefits of Using NPS Calculator Online
The NPS Calculator allows you to prepare for a financially secure retirement.
Why does an NPS Calculator matter in retirement planning?
The NPS Calculator is a valuable tool for those people that are looking to plan for their post-retirement life, and it is far better than calculations done by hand. The tool brings accuracy to the table and provides quick and instant results. It makes clear to you, the user, the growth in your investment over time and helps you to make decisions about how much you need to contribute to meet your retirement requirements.
Using the NPS Calculator you will be able to:
Example of NPS Calculator Result
If you invest ₹60,000 a year for 25 years at an expected rate of return of 10% per annum, our free NPS Calculator will show:
This example, how the NPS Calculator helps to clarify your long-term retirement plan.
FAQs
An NPS Calculator is an online tool that estimates your maturity amount, total returns, and monthly pension from the National Pension System.
The NPS Calculator will provide very accurate figures based on the contributions, years of investing, and expected rate of returns you enter. Market performance will affect true results.
Yes, but in a limited capacity. Roughly 60% of the maturity value is tax-exempt, while the remaining 40% will be used for an annuity and taxed under your slab of income tax.
Yes. The NPS Calculator online gives you the flexibility to select either monthly or yearly contributions to gain an understanding of your investments.
The minimum lock-in period is until you turn 60 years of age. However, you can leverage the calculator for NPS to plan the maturity amount for various periods, which is usually five to forty years.
The calculator for NPS will provide you with an estimated future retirement corpus, so you can plan well for your contributions and make good financial decisions.
Note: This calculator provides estimates only. Actual returns may vary based on market conditions.