SIP Calculator - Plan Your Investments Smartly

Plan your financial future with our Systematic Investment Plan calculator. Estimate returns, visualize growth, and achieve your investment goals.

Investment Parameters

₹
₹100₹5,00,000₹10,00,000
%
1%15%30%
1 Yrs15 Yrs40 Yrs

How SIP Works

SIP allows you to invest small amounts regularly in mutual funds. The power of compounding grows your investment exponentially over time.

Investment Results

Total Investment
₹0
10 years × ₹5,000/month
Est. Returns
₹0
0.0% growth
Maturity Value
₹0
Your investment could grow to ₹0 in 10 years

Investment Growth Over Time

The Power of Compounding

Your monthly investment of ₹5,000 could grow to ₹0 in 10 years, earning ₹0 in interest.

Amount Invested: NaN%Returns: NaN%

Why Invest Through SIP?

01

Rupee Cost Averaging

Buy more units when prices are low and fewer when prices are high, averaging your purchase cost.

02

Financial Discipline

Regular investments instill financial discipline and help achieve long-term goals systematically.

03

Power of Compounding

Earn returns on your returns. The longer you stay invested, the more you benefit from compounding.

Planning to build your wealth in time? Our SIP Calculator is a fantastic option for calculating what your returns may be and to plan for your financial future. A Systematic Investment Plan enables you to invest a fixed amount regularly in mutual funds, which will compound and grow overtime. Using our SIP Calculator will help you calculate how much wealth you can achieve if you invested a certain amount monthly for a period of time at an expected rate of return.

Our SIP Calculator provides quick, accurate and more importantly immediate results compared to doing manual calculations. Whether you are a novice investor or experienced, you can easily understand how much your SIP will grow and the maturity value.

SIP Calculator

What is a SIP Calculator?

A Systematic Investment Plan Calculator (SIP Calculator) is a financial planning tool that forecasts the returns on your SIP investments. By entering information like your monthly investment, the investment time horizon and expected rate of return, you will instantly know your total investment, expected returns and maturity value.

The SIP Investment Plan Calculator will also allow you to see the effects of compound interest and make comparisons of different lengths of SIP, leading you to a better investment choice.

How to Use the SIP Calculator?

Using our SIP Plan Calculator is very simple:

1.
Enter an amount to invest monthly ( e.g. ₹500, ₹5,000, or other).
2.
Select the length of time you will invest (from 1 year to 40 years).
3.
Enter the rate of return you expect (e.g. usually equity mutual funds will have returns between 8% and 15% ).
4.
Immediately view the total investment made, estimated returns and maturity value.
5.
See the investment growth chart to see how money grows year by year.

This should help you to compare and decide on the best SIP amount and duration to meet financial objectives.

Why should I use the SIP Calculator?

Instant Results: No manual calculations needed.
Gain clear projections: You will understand total investment and its returns.
Goal Planning: Great for retirement planning, education, and wealth.
Compounding: Understand how my little investments at a time grow.
Flexibility: Adjustments of monthly SIP, years, and return rate to calculate for economical scenarios.

Our SIP Return Calculator gives you a clear picture of how your money will grow with consistent investments.

Advantages of SIP Investments:

1.
Saving in a Disciplined Manner - You routinely invest identical sums without needing to try timing the market.
2.
Low Risk - SIP investments allow you to invest across time to avoid being exposed to a lot of market volatility.
3.
Flexibility - You can initiate an SIP with as little as ₹500 per month.
4.
Compounding Effect - Larger wealth can be accumulated through small investments.
5.
Easy to Use Tools - The mutual fund calculator offers a fast and easy way to do financial planning.

FAQs

An SIP calculator is a tool that helps you estimate the returns from your systematic investment plans by calculating the maturity value, total investments, and estimated growth.

The SIP Investment Plan Calculator provides accurate estimates based on the values entered. However, actual returns may vary depending on market performance and fund type.

The mutual fund calculator will work with a variety of fund types: equity, debt, hybrid and index fund; simply keep the expected return rate in mind when inputting your data.

Both serve the same purpose, but the SIP Return Calculator focuses more on the returns generated, while the Systematic Investment Plan Calculator also highlights the invested capital.

In SIP, your investments earn returns, and those returns are reinvested, creating a compounding effect. The Systematic Investment Calculator shows how compounding boosts long-term wealth.

Manual calculations is a laborious process and is likely to have mistakes. An online SIP Plan Calculator will give you a fast and accurate answer and display the results visually to help you with your financial planning.