SWP Calculator - Systematic Withdrawal Plan
Plan your regular income from investments with our SWP Calculator. Estimate withdrawals, track corpus growth, and manage your cash flow.
Investment Parameters
Withdrawal Results
Key Benefits of SWP
- ✓Regular income stream without selling entire investment
- ✓Potential for capital appreciation while withdrawing
- ✓Tax-efficient withdrawals compared to other income sources
Corpus Growth Visualization
SWP Strategy Tips
Withdraw only the interest earned to preserve your principal amount indefinitely.
Withdraw a combination of interest and principal for a fixed period (e.g., 20-25 years).
About SWP
A Systematic Withdrawal Plan allows you to withdraw a fixed amount from your mutual fund investments at regular intervals. It's ideal for generating regular income during retirement.
Related & Other Popular Calculators, Tools
A SWP Calculator assists you finalise your regular payment through your investments while safeguarding and stretching your capital. A SWP offers monthly, quarterly, or yearly fixed withdrawals from your investment corpus with bonuses without depleting the balance. This financial planning tool serves the purpose of generating fixed cash flow, troubleshooting and tracking your investment corpus, and relieving stress and pressures of managing wealth.
Whether you have retired and are looking for some steady income or you are an investor who simply wants to regularly withdraw earnings from an investment, our SWP calculator is geared to protect and simplify this process.
What is an SWP Calculator?
An SWP Calculator is an online calculator that shows and tells a person how much can be withdrawn as regular payments from an investment, while also calculating how much money is made on that investment as the corpus grows, and providing some parameters that can be calculated:
Based on these inputs, the SWP Calculator shows:
This can help you make smart and informed decisions with your money and will allow it to work for you effectively.
Why Use Our SWP Calculator?
Using our SWP Calculator offers several advantages:
With the SWP Calculator, there is no need for complicated calculations and you can simply use your SWP Calculator to give you immediate, accurate figures, so you may focus on your more intelligent investment.
Example of SWP Calculator in Action
What if you had invested ₹10,00,000 in a mutual fund which rises on average 8% a year for 10 years and you take out ₹10,000 every month? The SWP Calculator would provide you with:
This ensures you earn returns while withdrawing regularly, making SWP an excellent financial strategy.
Key Benefits of Using SWP
With the SWP Calculator, you can plan your financial future with clarity and confidence.
FAQs
An SWP Calculator is a tool that helps you calculate regular withdrawals from your investment, interest earned, and remaining balance over time.
The calculator works by taking inputs like investment amount, withdrawal frequency, expected returns, and duration to give you accurate projections of your income and corpus.
Retirees, salaried professionals, and anyone looking for a fixed monthly income while keeping investments intact should use the SWP Calculator.
Yes, SWP is generally better than taking from FD withdrawals - as there is flexibility and potential to attain better returns as well as tax efficiencies. Use the SWP Calculator performance and calculate some results.
Yes, most mutual funds allow you to modify withdrawal amounts. The SWP Calculator helps you estimate the impact of these changes on your corpus.
Yes! Our SWP Calculator is 100% free, fast, and easy to use for all your investment planning needs.
Note: This calculator provides estimates only. Actual returns may vary based on market conditions.